Your Life Umbrella
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    • Retirement lifestyle
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    • Our process
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    • The real value of advice
  • Get in touch
  • Home
  • About us
    • Our team
    • Our clients
  • Let us help
    • Review
    • Grow
    • Protect
    • Retirement Planning
    • Retirement lifestyle
    • Aged care
    • Calculators
    • Our process
  • Knowledge centre
    • The real value of advice
  • Get in touch

Tools & Calculators

Managing my money

Budget Planner
Savings goal calculator
Compound interest calculator
Income tax calculator

Retirement

Super and pension age calculator
Reverse mortgage calculator
Account-based pension calculator

Superannuation

Retirement planner
Super vs Mortgage Calculator
Government co-contributions calculator

Investing

Managed funds fee calculator
Margin Loan Calculator

OUR TEAM

WHY US

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Nick your professionalism and experience is second to none, you made the whole process from start to finish as easy as possible and helped juggle the overwhelming documentation process.

I evaluated several Financial Advisors and found you to be the most capable and trustworthy, I will not hesitate to refer you to any of my family or friends in the future. Alex

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We are extremely happy and at ease with Nick as he is competent,  friendly, approachable,  knowledgeable and very professional . He is quick to allay any worries we may have. Nothing is ever a problem. We can pick up the phone at any time to ask him questions without feeling we are bothersome. We highly recommend him.

Nick is the best move we  ever made! 

George and Kathy

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Thank you Nick.  I recently retired and wanting advice on how to invest my superannuation.  I meet Nick in June 2020. I am very pleased with the service provided by Nick and his team.  As a result I am confient in my retirement.  Nadine

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I recently had to put my father in to an aged care facility and didn’t know where to start.

Nick’s proficiency was exceptional from start to finish.  Kelly

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This site is designed for Australian residents only. Nothing on this website is an offer or a solicitation of an offer to acquire any products or services, by any person or entity outside of Australia.

The information provided is general advice only. It has been prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.


Your Life Umbrella is a Corporate Authorised Representative of RI Advice Group Pty Ltd ABN 23 001 774 125 AFSL 238429 an Australian Financial Services Licensee.

© RI Advice Group Pty Ltd 2025 All right reserved.

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